I am the queen of preparation. I've had a running list of things to accomplish for study abroad since last summer. I'm thankful that I have everything else under control (seemingly) because I just ran into a little obstacle. I was under the impression that I would be allowed to be exempted from getting student health insurance in Germany because I paid for insurance through the MIX office. However, I just found out that I will need to be covered by a German health insurance provider..... Students from non-EU universities are required to get coverage under a German health insurance company, and since I'm from Hawaii. Well. Yeah. You get it.
I'm currently in the process of applying for health insurance coverage with Techniker Krankenhaus, Germany's largest health insurance fund. They also came recommended by the international student advisor at my university since they have an office nearby campus. I will have to complete a form and email it back to them, and once I arrive in Germany I'll go into their office and finish up any remaining paperwork and get my proof of insurance for matriculation.
The good news is that I'll be super covered in case I need to go to the doctor, dentist, or the hospital. The bad news is that I will have to pay about 75 euros a month, which isn't exactly something I factored into my budget. Lesson learned: leave wiggle room in your budget in case you're surprised and have to be double insured while abroad. I'm glad this is something I figured out before I got to Germany, because scrambling for documents isn't something I would want to do. 25 more days! It's real, folks!